Terms & Conditions

Please read these Terms and Conditions ("Terms", "Terms of Service") carefully before using the PassiveMatter.com website (the "Site", "Service") operated by PassiveMatter ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

1. Intellectual Property & Use of Site Content

The Service and its original content (excluding content provided by users, if any), features, and functionality are and will remain the exclusive property of PassiveMatter and its licensors. The Service is protected by copyright, trademark, and other laws of both applicable jurisdictions and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of PassiveMatter.

All materials on PassiveMatter (articles, images, guides, code examples, tools descriptions, etc.) are for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows: your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials. You may store files that are automatically cached by your Web browser for display enhancement purposes. You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

We reserve the right to modify, suspend, or remove content at any time without notice and for any reason.

2. Disclaimer of Liability & Warranties

The information, tools, and resources on PassiveMatter.com are provided on an "as is" and "as available" basis. While we strive to provide accurate, up-to-date, and useful information, we make no warranties or representations of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will PassiveMatter, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website or reliance on any information provided herein.

2.1. No Financial Advice

The information provided on this Site is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. PassiveMatter is not a financial advisory service and does not provide personalized financial advice. The content is general in nature and not specific to you or anyone else. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by PassiveMatter or any third-party service provider to buy or sell any securities or other financial instruments. Always do your own due diligence and consult a licensed financial advisor or other qualified professional before making any investment or financial decisions.

2.2. No Earnings Guarantee

There are no guarantees concerning the level of success or income you may experience by following the advice and strategies contained on this Site. Any examples of income, earnings, or success are illustrative only and should not be considered as average earnings, nor as a promise or guarantee of future performance or success. Your success in attaining the results claimed in our materials depends on various factors, including your time, effort, financial resources, knowledge, skills, and market conditions, which are beyond our control. You assume all responsibility for your own financial outcomes and understand that past performance is not indicative of future results.

3. Affiliate Links & Third-Party Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by PassiveMatter. PassiveMatter has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. As disclosed in our Privacy Policy, some links on PassiveMatter may be affiliate links. We may earn a commission if you make a purchase through those links, at no extra cost to you. This does not bias our content – we only feature products and services we believe can add value. You further acknowledge and agree that PassiveMatter shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

4. User Conduct

You agree not to use the Site in any way that causes, or may cause, damage to the Site or impairment of the availability or accessibility of the Site; or in any way which is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

5. Privacy and GDPR

Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference. By using PassiveMatter, you acknowledge that you have read and agree to the terms of the Privacy Policy. If you are in the European Economic Area (EEA) or the UK, please note that we comply with GDPR regarding your personal data. Your rights and our data handling practices are detailed in the Privacy Policy.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which PassiveMatter (or its parent entity Helionyx) is established, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

8. Contact Us

If you have any questions about these Terms, please contact us via our Contact Page.